Welcome to Capital Bank.
By accessing or using our website, mobile application, or online banking services (“Services”), you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our platform.

1. Acceptance of Terms

By creating an account, logging in, or using any of our Services, you confirm that you have read, understood, and agreed to these Terms. If you do not agree, please discontinue use of the Services immediately.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract to use Capital Bank’s Services. By registering, you represent that all information you provide is accurate, current, and complete.

3. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account. Notify us immediately if you suspect unauthorized access or any security breach.

4. Security and Data Protection

At Capital Bank, your security is our highest priority.
We use advanced encryption, firewall protection, and multi-factor authentication to safeguard your data and financial information. By using our Services, you agree to allow us to process and store your information in accordance with our [Privacy Policy].

5. Use of Services

You agree to use our Services only for lawful banking activities. You must not:

  • Use the Services for fraudulent, illegal, or unauthorized purposes.

  • Attempt to gain unauthorized access to our systems.

  • Interfere with or disrupt the security or functionality of the platform.

6. Transactions and Processing

All transactions initiated through Capital Bank are subject to verification and may be delayed or declined for security or compliance reasons.
We are not responsible for losses resulting from incorrect account details, user error, or system downtime beyond our control.

7. Fees and Charges

Certain Services may include fees or transaction charges. These will be clearly communicated on our website or mobile app before confirmation. Fees are subject to change with prior notice.

8. Intellectual Property

All trademarks, logos, text, graphics, and software on this site are the property of Capital Bank. You may not reproduce, modify, or distribute any material from our website without written consent.

9. Limitation of Liability

While we make every effort to maintain uninterrupted and secure access, Capital Bank shall not be liable for any direct or indirect loss arising from the use or inability to use our Services, including network failures, unauthorized access, or data breaches beyond our reasonable control.

10. Termination

We reserve the right to suspend or terminate your access to our Services at any time, with or without notice, if we suspect misuse, fraud, or a violation of these Terms.

11. Changes to Terms

Capital Bank may update these Terms and Conditions at any time. Changes will take effect upon posting on this page, with the “Last Updated” date revised accordingly. Continued use of our Services indicates your acceptance of any updates.

12. Contact Us

If you have questions or concerns about these Terms, please contact us at:
📧 support@capitalistalliantbk.com